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Affordability calculator

An indicative property budget based on how much EMI your income can carry (banks typically lend up to 50% of gross income minus existing obligations).

Indicative property budget₹1.24 Cr
Your EMI capacity
₹90,000 / month
Indicative eligible loan
₹1.04 Cr
Plus your down payment
₹20 L
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Indicative only — actual eligibility depends on credit score, lender policy, property, and age. Formula version 2026-09-10.