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GUIDE · 5 MIN READ

Stamp duty & registration in Karnataka

Karnataka stamp duty rates, the women-buyer concession, registration fee cap, and how the Kaveri registration process runs.

Updated 10 September 2026 · The Realty Company editorial team · Reviewed by an advisor
6–7.5%typically added to a property's cost in Bengaluru

Stamp duty and registration in brief. They are paid to the state government to make the sale deed legally valid — an unregistered deed has no evidentiary value in a dispute.

Try the numbers

₹80 L

Indicative, urban rates from the list below. Excludes higher-value slabs, GST on under-construction property, and other charges.

Stamp duty · 5%₹4,00,000
Registration fee · 1% (cap ₹2 L)₹80,000
Cess & surcharge · ~0.5%₹40,000
Total₹5,20,000
≈ 6.50% of property value

Current rates (indicative, urban)

Stamp duty5%

of consideration (higher-value slabs apply above ₹45 lakh for some documents).

Women buyers4% concession

on stamp duty for properties up to ₹1 crore (as of this guide's update).

Registration fee1% · cap ₹2 L

of consideration, capped at ₹2 lakh.

Cess and surcharge~0.5%

roughly 0.5% combined.

What counts as ‘consideration’

Duty is on the higher of the agreement value or the guidance value (the sub-registrar's floor rate for that area). If your deal is below guidance value, duty is computed on the guidance value — check it on the Kaveri Online Services portal before you agree on price.

The registration day

  1. Pay e-stamping and registration fees online beforehand (Kaveri portal or authorised SHCIL branches).
  2. Book a slot at the SRO; both parties (or attorneys) attend with two witnesses.
  3. Biometrics, photos, and thumb impressions are captured; the deed is scanned on the spot.
  4. The registered deed is available digitally within days; apply for e-khata where applicable.

Common surprises

Guidance value higher than the agreed price, inflating duty.
GST (1–5%) on under-construction property — separate from stamp duty.
Society/association formation charges and maintenance deposits at possession.

Verified projects on this topic

The guides above reference real Bengaluru projects. These are live, verified listings — prices and RERA numbers are shown.

VERIFIEDSobha JayaWhitefield
VERIFIEDPrestige Townships WhitefieldWhitefield

Still have questions?

Guides cover the general picture. Your situation — budget, BHK needs, timeline, specific localities — is different. Talk to an advisor who can walk you through it.

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